When someone owes you money and has stopped responding, a formal demand letter is often enough to get things moving. If it is not, a claim can be filed in the court or tribunal that matches the amount owed.
Getting a judgment is only half the job. If the debtor still does not pay, the judgment has to be enforced. In BC that can mean garnishing wages or bank accounts, registering the judgment against land, or examining the debtor under oath about their finances.
We also act for people and businesses pursued for money they dispute, or who need to negotiate a realistic payment plan.
What we help with
- Demand letters
- Claims for unpaid loans, invoices and rent
- Garnishing orders and registering judgments against property
- Payment hearings and debtor examinations
- Defending debt claims and negotiating settlements
How it usually works
- 01
Check collectability
Before suing, we look at whether the debtor has income or assets that can realistically be reached.
- 02
Demand, then claim
We send a formal demand and, if it is ignored, file a claim.
- 03
Enforce
Once there is a judgment, we use the enforcement tools that suit the debtor’s circumstances.
Related services
- Contract DisputesClaims for breach of contract between individuals, contractors and businesses.
- ForeclosureMortgage default and foreclosure in the BC Supreme Court, for homeowners and for lenders.
- Builders LiensFiling, defending and removing claims of lien under the Builders Lien Act, and holdback disputes.