Changing who is on title sounds administrative, and the registration itself is. The consequences are not. A transfer can trigger Property Transfer Tax, affect a mortgage, change what happens to the property on death, and, where the transfer follows a separation, unsettle terms both people thought were agreed.
We prepare transfers between family members, transfers that carry out a separation agreement, and survivorship applications after an owner dies, and we explain the consequences before anything is registered.
What we help with
- Adding or removing an owner on title
- Gifts of property between family members
- Transfers required by a separation agreement or court order
- Joint tenancy, tenancy in common and survivorship applications
- Property Transfer Tax exemptions for related transfers
- Trust and bare trust arrangements affecting title
How it usually works
- 01
Understand the purpose
We start with why the transfer is happening, because tax, mortgage and estate consequences all follow from that.
- 02
Check the title and mortgage
We search title and confirm whether the lender’s consent is needed before the transfer can register.
- 03
Prepare, sign and register
We prepare the transfer and any tax return, meet you to sign, register the change and report to you afterwards.